Real Estate & Housing Market in Osage Beach, Missouri – February 2025

The real estate market in Osage Beach, Missouri, continues to evolve, offering opportunities for both buyers and sellers. As of February 2025, several key trends highlight the stability and growth of the housing sector in this sought-after lakefront community.

Home Values and Prices

Osage Beach has seen steady home values with a moderate appreciation over the past year.

Average Home Value: $337,895, marking a 0.5% increase from the previous year (Zillow).
Median List Price: $369,900, reflecting a 17.8% decrease compared to last year (Rocket Homes).
Median Sale Price: $405,167 as of October 2024 (Zillow).
The drop in listing prices suggests a buyer’s market, where motivated sellers may be more flexible on price negotiations, providing excellent opportunities for homebuyers and investors.

Market Activity

Osage Beach remains an active and dynamic real estate market, with properties moving at a steady pace.

Homes for Sale: Approximately 314 active listings (Rocket Homes).
New Listings: 46 new properties hit the market in November 2024 (Zillow).
Days on Market: Homes stay on the market for about 62 days before going under contract (Zillow).
These figures indicate a healthy demand for homes in the area, making it an opportune time for sellers to attract buyers before the peak spring and summer seasons.

Appreciation Rates & Long-Term Growth
Osage Beach has demonstrated strong property appreciation rates, making it a promising investment market.

Recent Quarterly Appreciation: 5.38%, equating to an annualized rate of 23.34%, positioning it among the top-appreciating communities in the U.S. (NeighborhoodScout).
10-Year Cumulative Appreciation: 97.91%, with an annual growth rate of 7.06% (NeighborhoodScout).
With consistent appreciation, purchasing property in Osage Beach can be a profitable long-term investment for homeowners and real estate investors alike.

Housing Inventory & Rental Market

Understanding the housing supply and rental market dynamics is crucial for buyers and renters exploring options in Osage Beach.

Total Housing Units: 5,121 homes, with 1,970 currently occupied.
Owner-Occupied: 1,424 homes
Renter-Occupied: 577 homes (City-Data).
Median Gross Rent: $798, making rental properties an affordable option for tenants (City-Data).
The mix of owner-occupied and rental properties reflects a balanced market, catering to both full-time residents and seasonal renters seeking vacation homes near Lake of the Ozarks.

Shopping, Dining, and Attractions in Osage Beach, Missouri

Osage Beach, Missouri, is a premier destination for visitors and residents alike, offering an exciting mix of shopping, dining, and attractions. Whether you're looking for a delicious meal, a fun day out, or a great shopping experience, this lakeside town has something for everyone.

Dining in Osage Beach
Osage Beach boasts a diverse culinary scene, ranging from classic American barbecue to international flavors. Here are some of the best restaurants in town:

Barbecue

Wobbly Boots Roadhouse – Famous for its slow-smoked meats and house-made sauces.
Bandana's Bar-B-Q – A staple for traditional Southern-style barbecue.

Italian

Li'l Rizzo's – Known for its delicious pizza and pasta dishes.
Domenico's Italian Restaurant – Offers fine Italian dining in a cozy setting.
Shell's Pasta Emporium – A must-visit for pasta lovers.

Seafood

JB Hook's Restaurant & Lounge – A lakefront dining experience with fresh seafood and steaks.
Redhead Lakeside Grill – Features casual seafood fare with waterfront views.

Mexican

Vista Grande Mexican Restaurant – Serves traditional Mexican dishes with flavorful margaritas.
Sergio's Taqueria – A local favorite for authentic tacos and burritos.

Casual American & Pub Food

Dog Days Bar & Grill – Offers lakefront dining with great burgers and live entertainment.
Pappo's Pizzeria & Pub – Handcrafted pizzas with a variety of toppings.
Tirebiters Peanut Pub – Known for its relaxed atmosphere and classic pub fare.
1932 Reserve – A high-end pub with craft cocktails and a gourmet menu.

Breakfast & Coffee

The Pancake House – The go-to place for hearty breakfast platters.
First Watch – A favorite for fresh, healthy breakfast options.
Cozy Cafe – A quaint spot for homemade breakfast classics.
Great Stone Coffee – A cozy café offering premium coffee and pastries.

Steakhouse

Michael's Steak Chalet – A fine dining steakhouse with breathtaking lake views.

Asian Cuisine

Touch of Asia – Serves delicious Asian-inspired dishes with bold flavors.

Shopping in Osage Beach

Osage Beach offers a variety of shopping destinations, from major retailers to charming local stores.

Grocery Stores

Hy-Vee Grocery Store – A one-stop shop for fresh groceries, a bakery, and a floral department.
Dierbergs Markets – A premium grocery store featuring fresh produce and a well-stocked deli.
Walmart Supercenter – Offers groceries, electronics, clothing, and home essentials.
Coral Reef Seafood – Specializes in fresh seafood for home cooking.
Harmy's Cheese Store & More – A great place for Wisconsin cheeses and local gourmet products.
Dollar General – Convenient for everyday essentials and groceries.

Shopping Centers and Malls

Stone Crest Mall – The only enclosed shopping center in Osage Beach, featuring retail stores and restaurants.
Osage Beach Outlet Marketplace – Home to major brand stores like Under Armour, Polo Ralph Lauren, and American Eagle, offering great discounts.
Attractions in Osage Beach
Osage Beach is packed with activities and attractions for all ages. Whether you're an outdoor enthusiast or looking for family fun, there's something here for you.

Lake of the Ozarks State Park

Missouri’s largest state park, offering hiking trails, camping, fishing, and boating.
Ozark Caverns – A guided underground cave tour showcasing stunning formations.
Osage Beach Outlet Marketplace – A great place for shopping and finding deals on top brands.
Pirate's Cove Adventure Golf – A fun-filled mini-golf course with a pirate theme.
Big Surf Waterpark – A seasonal water park featuring thrilling slides, a lazy river, and a wave pool.
Main Street Music Hall – A live entertainment venue featuring music, comedy, and theater performances.
Swinging Bridges of Brumley – Historic suspension bridges offering scenic views of the surrounding nature.
Lazer Force Lazer Tag Zone – An exciting laser tag experience for all ages.
Osage Beach City Park – A public park with sports fields, playgrounds, picnic areas, and walking trails.
Sycamore Creek Golf Club – A picturesque golf course offering a challenge for players of all skill levels.
Schools, Transportation, & Living Essentials in Osage Beach
Osage Beach offers a well-rounded living experience with access to quality education, convenient transportation, and essential services that make it an attractive place for families, retirees, and seasonal residents.

Schools

Osage Beach is part of the Camdenton R-III School District, one of the most recognized districts in the region. The district serves students from elementary through high school, offering a strong academic curriculum along with extracurricular activities, sports programs, and advanced placement courses. Osage Beach Elementary School provides a solid foundation for young learners, while Camdenton Middle School and Camdenton High School offer students a well-rounded education with opportunities in STEM, arts, and athletics. Additionally, nearby School of the Osage serves students in the broader Lake of the Ozarks region, offering competitive academics and extracurricular programs. For those seeking higher education, State Fair Community College – Lake of the Ozarks Campus offers associate degrees and continuing education courses in Osage Beach.

Transportation

Osage Beach is well-connected by major highways, making travel easy for residents and visitors. Highway 54 serves as the main transportation artery through the city, providing direct access to surrounding towns and larger cities like Jefferson City and Springfield. While Osage Beach does not have a public transit system, most residents rely on personal vehicles for commuting. Lake of the Ozarks Airpark and Lee C. Fine Airport offer small aircraft services for private and chartered flights, while Waynesville-St. Robert Regional Airport provides commercial air travel within a short driving distance. Ride-sharing services like Uber and Lyft are also available for convenience.

Living Essentials

Osage Beach is home to several grocery stores, including Hy-Vee, Dierbergs Markets, and Walmart Supercenter, ensuring that residents have access to fresh produce, household necessities, and specialty goods. Healthcare needs are met by Lake Regional Hospital, a full-service medical center offering emergency care, primary care, and specialty services. The town also features various clinics, dental offices, and pharmacies for routine medical needs.

The cost of living in Osage Beach is relatively moderate compared to urban areas, with affordable housing options, reasonable utility costs, and a variety of local businesses supporting the community. With a mix of lakefront homes, condominiums, and single-family residences, the housing market caters to both permanent residents and vacation homeowners. The area is also known for its safe, friendly neighborhoods and strong sense of community.

Whether you’re raising a family, retiring, or seeking a vacation home, Osage Beach provides a comfortable and convenient living environment with all the essentials for a high quality of life.

Final Thoughts & Call to Action

Osage Beach is more than just a beautiful lakefront destination—it’s a thriving community with a strong real estate market, excellent amenities, and a high quality of life. Whether you’re looking for a waterfront retreat, an investment property, or a permanent residence, there’s never been a better time to explore real estate opportunities in the Lake of the Ozarks region. With steady home appreciation, diverse property options, and a growing market, Osage Beach remains one of Missouri’s most desirable places to buy and sell homes.

If you’re considering making a move, Swift & Co Realty, brokered by eXp Realty, is your go-to team for expert guidance and personalized service. Their deep knowledge of the Osage Beach market, innovative marketing strategies, and commitment to client satisfaction make them the ideal partner for buying or selling property.

📞 Call Swift & Co Realty today at (573) 286-6101 or visit SwiftandCoRealty.com to start your real estate journey. Whether you're searching for your dream home or looking to sell for top dollar, their experienced team is ready to help you navigate the market with confidence. Don’t wait—your perfect home or buyer could be just a call away!